What are the costs of living in the Netherlands?

When planning to study abroad, one of the important questions is: What are the costs of living? The Netherlands, and especially Amsterdam, is often more affordable than many students expect - though costs vary depending on lifestyle and housing choices. Here’s a clear breakdown and comparison, to help you budget wisely.

What to expect in Amsterdam and the Netherlands?

Below you will find is a rough estimate of the monthly expenses you will incur as a student in Amsterdam or another Dutch city. These amounts do not include tuition fees, but do include most living expenses.

Monthly living costs comparison for international students

To see how affordable the Netherlands (and Amsterdam in particular) is compared to other major student cities/countries:

Key takaway

• Amsterdam is more expensive than other Dutch cities, but still cheaper than London and Paris.
• Utrecht and Rotterdam offer excellent value: lower housing costs but still close to international business hubs.
• Compared to London or Paris, students in the Netherlands can save €700 - €1,300 per month while still enjoying high-quality education and an international lifestyle.
• Cities like Berlin or Madrid can be slightly cheaper, but the Netherlands stands out for its excellent English proficiency, safety, and career opportunities with multinational companies.

Tips to make your budget go further

✓ Look for student housing or shared flats rather than solo apartments in the city centre.
✓ Use a bike - it’s cheap, healthy, and very Dutch!
✓ Cook meals at home; eat out less often.
✓ Check if you’re eligible for student discounts (transport, museums, etc.).
✓ Budget ahead for initial costs (deposit, visa, arrival) beyond monthly costs.
✓ Find a part-time job.